What we will do for you
Our product and service
Our product is personalised investment portfolios. A typical portfolio will include Australasian shares and international shares, commercial property, and fixed interest investments. We explain the options and help you decide what asset allocation (mix of investments) suits your financial needs and preferences.
We design investment portfolios for regular income, capital growth, or a combination of both. Our investments are liquid and easily sold – very handy when cash is needed quickly.
If we decide to work together, we will write a plan and present this to you personally. From there it’s our job to monitor and review progress and regularly report the results to you. The world, and your personal situation, is continually changing so it’s important that your investments evolve as well. Richard will meet with you at least annually to catch up and make sure you are happy with everything.
Value for money
Our fee structure
Always a tricky area, and fair enough too. Fees are an important consideration. The big question is are you getting value for money?
We charge a fee for writing and implementing the plan (approximately $1,500) and an ongoing management fee which is a percentage of the value of your portfolio. Fund managers and the custodian also charge fees for their work. Our policy is to be transparent. All fees will be disclosed and explained to you before you sign anything.
In answer to the value for money question, we think you’ll agree, the only way to find out is to meet with Richard.
Do the basics well
Our investment philosophy
Our investment philosophy is dear to our hearts. We sum it up as doing the basics well. When investing your money, we focus on the long-term, appropriate asset allocation, well thought out diversification, and risk management. In our view, capital preservation and reasonable return for our clients is best achieved by following a disciplined approach and consistent investment methodology.
Managed funds
We employ fund managers. Why?
Access to investments from all over the world.
In-depth research and monitoring of markets and companies
The benefit of skills and expertise from a large number of people.
When selecting managed funds, we look at the fund’s investment philosophy, process, people, and performance. All managed funds are screened to ensure acceptable environmental, social and governance standards are embedded in their investment strategies.
Custody, investment administration, portfolio reporting
Apex Group NZ provide these services. Referred to as ‘the Custodian’, their role is to ensure the safe custody of your investments, and to take care of all the administration (paperwork) relating to your investments. They also run the IT platform that gives you online access to your investment reports.
We would love to help you
The first step on your investment journey is to meet with Richard. Let’s talk and get to know each other. You will learn more about how we can help and then decide if we’re the right people to look after your hard-earned capital.
We look forward to meeting you – we have a lot to talk about!
